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The
4homeinsurance.com Web Site is comprised of various
web pages operated by Brokermatch.com.
The 4homeinsurance.com Web Site is offered to you
conditioned on your acceptance without modification of
the terms, conditions, and notices contained herein.
Your use of the 4homeinsurance.com Web Site
constitutes your agreement to all such terms,
conditions, and notices.
By using our website you agree to be matched with our
premiere partners and for them to contact you even if
your telephone number is on a corporate, state, or the
National Do Not Call Registry and you agree to our Terms
of Use and Privacy Statement.
The Website acts solely as an online marketplace for you
to find and transact with other users, Members,
consumers or sellers (the "Users") business transactions
related to the products or services displayed on the
Service or otherwise associated with the Service.
4homeinsurance.com is owned and operated by
BrokerMatch.com. 4homeinsurance.com is not a broker,
lender or seller. 4homeinsurance.com is not a party to
any agreement you may make with a lender or broker with
regard to any loan product or other product or service.
Any information you provide to a lender or broker in
connection with your application remains with that
lender or broker and is not transferred from such lender
or broker to 4homeinsurance.com.
4homeinsurance.com is not responsible and you agree
that 4homeinsurance.com will bear no liability for any
products, services, information or other materials
displayed, purchased, or obtained by you from the
Website. Nothing on the Website contains an offer,
promise or otherwise from 4homeinsurance.com to make a
specific loan or that any participating lender or broker
will make any loan for any purpose or on any specific
terms. You acknowledge that 4homeinsurance.com is not
a lender, broker or financial intermediary and that your
ability to secure any loan or consummate any transaction
with any other user of this Website or the Service is
solely a matter to be resolved between you and such
other user.
4homeinsurance.com does not endorse, warrant or
guarantee the products or services of any user of the
Website or the Service. Nothing on the Website
constitutes an advertisement for credit as defined by
Paragraph 226.24 of Regulation Z issued by the Board of
Govenors of the FDIC pursuant to authority contained in
the Federal Truth In Lending Act, as amended.
4homeinsurance.com is not liable for any delays,
inaccuracies, errors or omissions with respect to the
information posted on the Website or submitted to the
Website or the transmission or delivery of all or any
part thereof, for any damage arising therefrom or
occasioned thereby, or for the results obtained from the
use of the information. You assume the entire risk as to
the accuracy, adequacy, completeness, currency, validity
and quality of any information. Any information on the
Website is subject to change without notice.
4homeinsurance.com is engaged in the business of
providing content for mortgage shoppers and is not
acting as a mortgage broker or mortgage lender. The
information provided by you to 4homeinsurance.com and
its partners is not an application for a mortgage loan,
nor is it used to pre-qualify you with any lender. If
you are contacted by a lender or broker advertising
within our or our partner network, your quoted rate may
be higher, depending on your property location, credit
score, loan-to-value ratio, debt-to-income ratio, and
other factors. 4homeinsurance.com does not guarantee
that the rates or terms offered and made available by
participating Providers are the lowest rates available
in the market or the best terms available, and not all
Providers in our network offer the interest-only
products that are advertised here. The interest-only
products are not available in all states or to all
consumers. Completing a form does not obligate you to
purchase a service or product from the Providers, nor
does it obligate a Provider to offer to you any
particular service or good about which you may have
inquired.
Additionally, the content on our website (the "Content")
is supplied in good faith using references and sources
deemed reliable; however it is published strictly on an
"as-is" basis. The operator of this website and the
author hereby disclaims any and all express or implied
warranties to the maximum extent permitted by law. The
Content is provided for informational purposes only and
is not to be construed as financial or legal advice.
Everyone's financial circumstances are unique. You are
urged to consult multiple informational sources and a
professional advisor before making any decisions
affecting your personal finances.
4homeinsurance.com shall not be responsible or liable
for any products or services obtained by or through any
other party. The materials displayed on this site
relating to services provided by any other party are
advertisements and do not constitute an offer or promise
to make a loan or provide any other service by
4homeinsurance.com There is no endorsement by
4homeinsurance.com of any other party or the products
and services made available by or through any other web
site.
MODIFICATION OF THESE TERMS OF USE
4homeinsurance.com reserves the right to change the
terms, conditions, and notices under which the
4homeinsurance.com Web Site is offered, including but
not limited to the charges associated with the use of
the 4homeinsurance.com Web Site.
LINKS TO THIRD PARTY SITES
The 4homeinsurance.com Web Site may contain links to
other Web Sites ("Linked Sites"). The Linked Sites are
not under the control of 4homeinsurance.com and
4homeinsurance.com is not responsible for the contents
of any Linked Site, including without limitation any
link contained in a Linked Site, or any changes or
updates to a Linked Site. 4homeinsurance.com is not
responsible for webcasting or any other form of
transmission received from any Linked Site.
4homeinsurance.com is providing these links to you
only as a convenience, and the inclusion of any link
does not imply endorsement by 4homeinsurance.com of
the site or any association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the 4homeinsurance.com
Web Site, you warrant to 4homeinsurance.com that you
will not use the 4homeinsurance.com Web Site for any
purpose that is unlawful or prohibited by these terms,
conditions, and notices. You may not use the
4homeinsurance.com Web Site in any manner which could
damage, disable, overburden, or impair the
4homeinsurance.com Web Site or interfere with any
other party's use and enjoyment of the
4homeinsurance.com Web Site. You may not obtain or
attempt to obtain any materials or information through
any means not intentionally made available or provided
for through the 4homeinsurance.com Web Sites.
USE OF COMMUNICATION SERVICES
The 4homeinsurance.com Web Site may contain bulletin
board services, chat areas, news groups, forums,
communities, personal web pages, calendars, and/or other
message or communication facilities designed to enable
you to communicate with the public at large or with a
group (collectively, "Communication Services"), you
agree to use the Communication Services only to post,
send and receive messages and material that are proper
and related to the particular Communication Service. By
way of example, and not as a limitation, you agree that
when using a Communication Service, you will not:
Defame, abuse, harass, stalk, threaten or otherwise
violate the legal rights (such as rights of privacy and
publicity) of others.
Publish, post, upload, distribute or disseminate any
inappropriate, profane, defamatory, infringing, obscene,
indecent or unlawful topic, name, material or
information.
Upload files that contain software or other material
protected by intellectual property laws (or by rights of
privacy of publicity) unless you own or control the
rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or
any other similar software or programs that may damage
the operation of another's computer.
Advertise or offer to sell or buy any goods or services
for any business purpose, unless such Communication
Service specifically allows such messages.
Conduct or forward surveys, contests, pyramid schemes or
chain letters.
Download any file posted by another user of a
Communication Service that you know, or reasonably
should know, cannot be legally distributed in such
manner.
Falsify or delete any author attributions, legal or
other proper notices or proprietary designations or
labels of the origin or source of software or other
material contained in a file that is uploaded.
Restrict or inhibit any other user from using and
enjoying the Communication Services.
Violate any code of conduct or other guidelines which
may be applicable for any particular Communication
Service.
Harvest or otherwise collect information about others,
including e-mail addresses, without their consent.
Violate any applicable laws or regulations.
4homeinsurance.com has no obligation to monitor the
Communication Services. However, 4homeinsurance.com
reserves the right to review materials posted to a
Communication Service and to remove any materials in its
sole discretion. 4homeinsurance.com reserves the right
to terminate your access to any or all of the
Communication Services at any time without notice for
any reason whatsoever.
4homeinsurance.com reserves the right at all times to
disclose any information as necessary to satisfy any
applicable law, regulation, legal process or
governmental request, or to edit, refuse to post or to
remove any information or materials, in whole or in
part, in 4homeinsurance.com's sole discretion.
Always use caution when giving out any personally
identifying information about yourself or your children
in any Communication Service. 4homeinsurance.com does
not control or endorse the content, messages or
information found in any Communication Service and,
therefore, 4homeinsurance.com specifically disclaims
any liability with regard to the Communication Services
and any actions resulting from your participation in any
Communication Service. Managers and hosts are not
authorized 4homeinsurance.com spokespersons, and their
views do not necessarily reflect those of
4homeinsurance.com.
Materials uploaded to a Communication Service may be
subject to posted limitations on usage, reproduction
and/or dissemination. You are responsible for adhering
to such limitations if you download the materials.
MATERIALS PROVIDED TO 4homeinsurance.com OR POSTED AT
ANY BrokerMatch.com WEB SITE
4homeinsurance.com does not claim ownership of the
materials you provide to 4homeinsurance.com (including
feedback and suggestions) or post, upload, input or
submit to any 4homeinsurance.com Web Site or its
associated services (collectively "Submissions").
However, by posting, uploading, inputting, providing or
submitting your Submission you are granting
4homeinsurance.com, its affiliated companies and
necessary sublicensees permission to use your Submission
in connection with the operation of their Internet
businesses including, without limitation, the rights to:
copy, distribute, transmit, publicly display, publicly
perform, reproduce, edit, translate and reformat your
Submission; and to publish your name in connection with
your Submission.
No compensation will be paid with respect to the use of
your Submission, as provided herein.
4homeinsurance.com is under no obligation to post or
use any Submission you may provide and may remove any
Submission at any time in 4homeinsurance.com's sole
discretion.
By posting, uploading, inputting, providing or
submitting your Submission you warrant and represent
that you own or otherwise control all of the rights to
your Submission as described in this section including,
without limitation, all the rights necessary for you to
provide, post, upload, input or submit the Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES
INCLUDED IN OR AVAILABLE THROUGH THE
4homeinsurance.com WEB SITE MAY INCLUDE INACCURACIES
OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED
TO THE INFORMATION HEREIN. 4homeinsurance.com AND/OR
ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN
THE 4homeinsurance.com WEB SITE AT ANY TIME. ADVICE
RECEIVED VIA THE 4homeinsurance.com WEB SITE SHOULD
NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR
FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN
APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO
YOUR SITUATION.
4homeinsurance.com AND/OR ITS SUPPLIERS MAKE NO
REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY,
AVAILABILITY, TIMELINESS, AND ACCURACY OF THE
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS CONTAINED ON THE 4homeinsurance.com WEB SITE
FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY
APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE,
PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS
IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND.
4homeinsurance.com AND/OR ITS SUPPLIERS HEREBY
DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO
THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND
RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR
CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO
EVENT SHALL 4homeinsurance.com AND/OR ITS SUPPLIERS BE
LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL,
SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER
INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE,
DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED
WITH THE USE OR PERFORMANCE OF THE 4homeinsurance.com
WEB SITE, WITH THE DELAY OR INABILITY TO USE THE
4homeinsurance.com WEB SITE OR RELATED SERVICES, THE
PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS OBTAINED THROUGH THE 4homeinsurance.com WEB
SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE
4homeinsurance.com WEB SITE, WHETHER BASED ON
CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR
OTHERWISE, EVEN IF 4homeinsurance.com OR ANY OF ITS
SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF
DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW
THE EXCLUSION OR LIMITATION OF LIABILITY FOR
CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE
LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED
WITH ANY PORTION OF THE 4homeinsurance.com WEB SITE,
OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND
EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE
4homeinsurance.com WEB SITE.
SERVICE CONTACT : info@brokermatch.com
TERMINATION/ACCESS RESTRICTION
BrokerMatch.com reserves the right, in its sole
discretion, to terminate your access to the
4homeinsurance.com Web Site and the related services
or any portion thereof at any time, without notice.
GENERAL To the maximum extent permitted by law, this
agreement is governed by the laws of the State of
Washington, U.S.A. and you hereby consent to the
exclusive jurisdiction and venue of courts in King
County, Washington, U.S.A. in all disputes arising out
of or relating to the use of the 4homeinsurance.com
Web Site. Use of the 4homeinsurance.com Web Site is
unauthorized in any jurisdiction that does not give
effect to all provisions of these terms and conditions,
including without limitation this paragraph. You agree
that no joint venture, partnership, employment, or
agency relationship exists between you and
4homeinsurance.com as a result of this agreement or
use of the 4homeinsurance.com Web Site.
4homeinsurance.com's performance of this agreement is
subject to existing laws and legal process, and nothing
contained in this agreement is in derogation of
4homeinsurance.com's right to comply with
governmental, court and law enforcement requests or
requirements relating to your use of the
4homeinsurance.com Web Site or information provided to
or gathered by 4homeinsurance.com with respect to such
use. If any part of this agreement is determined to be
invalid or unenforceable pursuant to applicable law
including, but not limited to, the warranty disclaimers
and liability limitations set forth above, then the
invalid or unenforceable provision will be deemed
superseded by a valid, enforceable provision that most
closely matches the intent of the original provision and
the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement
constitutes the entire agreement between the user and
4homeinsurance.com with respect to the
4homeinsurance.com Web Site and it supersedes all
prior or contemporaneous communications and proposals,
whether electronic, oral or written, between the user
and 4homeinsurance.com with respect to the
4homeinsurance.com Web Site. A printed version of this
agreement and of any notice given in electronic form
shall be admissible in judicial or administrative
proceedings based upon or relating to this agreement to
the same extent an d subject to the same conditions as
other business documents and records originally
generated and maintained in printed form. It is the
express wish to the parties that this agreement and all
related documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the 4homeinsurance.com Web Site are
Copyright © BrokerMatch.com and/or its suppliers. All
rights reserved.
TRADEMARKS
The names of actual companies and products mentioned
herein may be the trademarks of their respective owners.
The example companies, organizations, products, people
and events depicted herein are fictitious. No
association with any real company, organization,
product, person, or event is intended or should be
inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT
INFRINGEMENT
Pursuant to Title 17, United States Code, Section
512(c)(2), notifications of claimed copyright
infringement under United States copyright law should be
sent to Service Provider's Designated Agent. ALL
INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL
RECEIVE NO RESPONSE. See Notice and Procedure for Making
Claims of Copyright Infringement.
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